Insurance

The insurance configuration is reached in the Insurance module under Configuration. It decides which insurance types exist, what is recorded for each of them, and how cases are classified.

Insurance Groups

Groups are a way of keeping the insurance types in order once there are many of them. They are freely chosen.

Insurances

The insurance types that are to be used later have to be set up first. Each needs a unique name and a unique Short — the abbreviation is used afterwards in the TAN of the effected insurances, so it is worth choosing it carefully.

The options decide what is recorded and shown for insurances of this type:

Option	Meaning
Inactive	The type is no longer offered when a new insurance is created. Existing insurances keep it.
Show AMD	Shows the AMD on the insurance.
Show Collision Liability	A collision liability is managed for this type.
Show Deductible	A deductible is managed.
Show Small GA	A small general average is managed.
Show percentage of insured value	On an effected insurance, shows what share of the vessel's insured value the expected damage amounts to. Above 5 per cent a warning is given.
Show Time Extension	A time extension can be stored for the insurance.
Show Coverage Value	A coverage value can be recorded per insurance.
Show LoH Rate pa	Changes how the annual premium is calculated — see below.
Accident or Illness	Crew data is managed for this insurance.

Further options follow the same pattern and decide whether the matching field appears on the insurance: Show Container and BL No., Show Disbursement, Show Max. Indemnity and Third Party Liability.

How the annual premium is calculated

The Show LoH Rate pa option decides which of two calculations applies:

Setting	Annual premium
Ticked	LoH Rate × Daily Rate × Coverage Days
Not ticked	(Insurance Rate + Additional Insurance Rate) × Tax %

This is not only a display setting — it changes the figure the system calculates.

required Insurances per Ship

Holds which insurances a vessel is required to have. Reports evaluate this, and it is what makes the system able to report a missing or expiring insurance instead of leaving it to be noticed by chance.

Case Category

The categories a case is classified by — Grounding, for example.

Root Causes & Analysis

Root causes and their categories. The categories come first: when a case is recorded, choosing a category narrows the root causes offered to the ones assigned to it.

Effected Insurance Status

The names of the statuses and the colour each one is shown in. The colour carries through to the icons in the tree.

Ranks

The job names used in the system.

Positions

Which positions are managed, and which fields are shown for each of them — port, latitude and longitude, or a combination. This is what decides which fields appear when the position of an incident is recorded on a case.

Assign my Ships

Preselects the vessels you normally work with, so they do not have to be picked again every time. See Select my Ships.